How Much Bank Statement is Needed For a UK Visit Visa

How to Meet Bank Statement Requirements for a UK Visit Visa

Providing bank statements that show your monthly salary and financial commitments, is required for a UK Visitor Visa. You need to note that large deposits of cash other than your monthly salary should be excluded from your bank statement.

Although, there is no fixed minimum amount you must have in your bank account. However, you may wish to ensure that your bank statement meets the following requirements to avoid visa refusal:

• A daily budget of about £100 to £150 per day per visitor, as the UK is an expensive country.
• Monthly disposable income should make up a significant percentage of net monthly income.
• Funds should be twice the expected UK trip cost.
• The monthly salary should at least cover half of the expected visit expenses.

In general, a large bank balance does not mean you have sufficient funds, and a low bank balance means you have insufficient funds.

You will also need to provide bank statements in English or Welsh – otherwise you will need to provide certified translated copies to the Home Office.

Overview

As an individual visiting the UK, you need to show that you are a genuine visitor who will leave at the end of your visit, and that you have enough funds to cover all your expenses.

You must be able to afford your trip based on your financial situation back home before you can obtain a Visit Visa. In demonstrating sufficient funds, you should note that it is not about how much you have in your account; it is about proving the reasonableness of the proposed cost of your trip.

This can be determined based on your disposable income in relation to your trip costs. Before you are allowed entry, UK immigration will assess your financial supporting documents, including your bank statement, investment documents, bond and share certificates, etc.

As well as demonstrating you meet the requirements for sufficient funds you must be able to show you have a genuine intention to leave the UK after your Visit Visa expires.

Evidence You Can Provide to the Home Office

The Home Office may request evidence to show you will not outstay your permitted time in the UK and this can be done in a number of ways:

• Property ownership – If you own a property overseas, you can use a title register or letter from a solicitor to confirm you have a permanent residence outside of the UK. You can also provide a long-term rental agreement or lease if you rent rather than own your own home.
• Family – If you are visiting the UK and have a spouse, children, parents, or siblings remaining in your home country or outside the UK, you can provide their information and show the necessary evidence. Evidence like a marriage or civil partnership certificate (for spouse) could be provided.
• It may also be beneficial to include evidence of an elderly parent outside of the UK that you care for in support of your application if applicable.
• Work/education – if you are in employment or full-time education outside of the UK, your Visit Visa application may be a strong indication that you intend to leave at the end of your visit. A letter from your employer confirming your employment or a letter from the education provider could demonstrate you plan to return home after your visit to the UK.