Leading Immigration Lawyers With Over 9000 Applications Approved
Call +44 (0)333 414 9244 | Mon - Sun, 8.30am -6pm

How Much Bank Statement is Needed For a UK Visit Visa

There can be confusion concerning the required bank statement for a UK Visit Visa and what information should be included when applying.

Reach out to our legal advisers for bank statement advice, document check, or application support on 0333 305 9375. We can help maximise your chances and lower risks of delays or possible refusal of your UK Visitor Visa application.


What Bank Balance is Required for a UK Visit Visa?

In applying for a UK Visit Visa, the essential requirement is to have sufficient funds for your upkeep throughout your stay.

Although there is no fixed minimum bank balance set by the Home Office, you must have enough funds to demonstrate that you can cover your expenses without using public funds.

If you do not have sufficient funds in your own bank account, you can still meet the financial requirement by showing that your family member or relatives will financially support you during your stay in the UK.

Demonstrating Enough Funds for a UK Visit Visa


Part of the UK Visit Vist application process requires you to provide to the Home Office the following information as part of making a decision on whether to approve or decline your visa:

  • How much do you think your trip will cost
  • How much you earn in a year (if you have an income)
  • The dates you’re planning to travel
  • Where will you stay during your visit
  • Your parents’ names and birth dates (if known)
  • Your current home address and how long you’ve lived there
  • Details of any criminal offences you have committed

There is no set amount of monetary funds required for a UK Visit Visa as it depends on invidual’s circumstances and the purpose of their visit to the UK.

You may be confused about how to meet sufficient funds since the Home Office has made it mandatory for entry officers to ensure visitors’ income or savings are sufficient to meet the likely costs during their stay in the UK and that their expenses are reasonable based on their financial situation.

Based on this, if you’re travelling alone and you think your trip will cost £2,000, the recommended amount in your bank account should be at least £3,000 over the preceding six months. Though a trip may not necessarily cost as much as that, it is advisable to have more funds in your bank account than the estimated cost of the trip.

Again, the Home Office didn’t set a fixed minimum bank balance for a UK Visit Visa but having the recommended bank balance demonstrates that you have sufficient maintenance funds.

How to Meet Bank Statement Requirements for a UK Visit Visa

Providing bank statements that show your monthly salary and financial commitments, is required for a UK Visitor Visa. You need to note that large deposits of cash other than your monthly salary should be excluded from your bank statement.

Although, there is no fixed minimum amount you must have in your bank account. However, you may wish to ensure that your bank statement meets the following requirements to avoid visa refusal:

  • A daily budget of about £100 to £150 per day per visitor, as the UK is an expensive country.
  • Monthly disposable income should make up a significant percentage of net monthly income.
  • Funds should be twice the expected UK trip cost.
  • The monthly salary should at least cover half of the expected visit expenses.

In general, a large bank balance does not mean you have sufficient funds, and a low bank balance means you have insufficient funds.

You will also need to provide bank statements in English or Welsh – otherwise you will need to provide certified translated copies to the Home Office.

What if Your Bank Statement Does Not Demonstrate Sufficient Funds?

If you can not provide copies of bank statements that show sufficient funds for your trip that you may want to conside the following:

  • Manage your trip with the funds you currently have. For example, shorten your trip to the UK.
  • Use sponsorship from a family member or relative to make your trip possible within your salary limits.
  • Postpone your visit until you have sufficient funds to travel

Need to know how much bank statement is required for UK Visit Visa? Contact us for reliable guidance and support.

What is Fund Parking?

Borrowing money from someone to act as if it’s your own money is called “fund parking.” When you deposit large deposits other than your salary in your bank account, the Home Office classifies them as “parked funds.”

However, if your large deposits were due to investments, property sales, or any other gift, it is necessary to provide documentation to prove you are the owner.

In addition, having unexpected expenses like investment in stocks (or fixed deposits), property purchase, hospitalisation, etc., will require a proper explanation in the cover letter for a UK Viisa application.

If you need help writing a cover letter, contact a legal professional. IAS can advise you on what to do and help you prepare your visa application. Call us today on 0333 305 9375 for support in applying for a Visit Visa.

Financial Sponsorship Documents

A sponsor can be a family member or relative. Using a sponsor to finance your trip does not necessarily mean you do not have sufficient funds or are unemployed.

Having a financial sponsor can, indeed, strengthen your application. If you are using a sponsor for your application, here’s what your sponsor should provide:

  • Proof of regular income
  • Bank statements
  • Letter of support
  • Solvency certificate
  • Papers related to proving fixed assets (if mentioned)
  • Affidavit declaring financial sponsorship

You should note that anything you mentioned and explained in your letter of support or cover letter needs to be officially backed up by supporting paperwork.

Personal and Financial Eligibility for a UK Visit Visa


As an individual visiting the UK, you need to show that you are a genuine visitor who will leave at the end of your visit, and that you have enough funds to cover all your expenses.

You must be able to afford your trip based on your financial situation back home before you can obtain a Visit Visa. In demonstrating sufficient funds, you should note that it is not about how much you have in your account; it is about proving the reasonableness of the proposed cost of your trip.

This can be determined based on your disposable income in relation to your trip costs. Before you are allowed entry, UK immigration will assess your financial supporting documents, including your bank statement, investment documents, bond and share certificates, etc.

As well as demonstrating you meet the requirements for sufficient funds you must be able to show you have a genuine intention to leave the UK after your Visit Visa expires.

Evidence You Can Provide to the Home Office

The Home Office may request evidence to show you will not outstay your permitted time in the UK and this can be done in a number of ways:

  • Property ownership – If you own a property overseas, you can use a title register or letter from a solicitor to confirm you have a permanent residence outside of the UK. You can also provide a long-term rental agreement or lease if you rent rather than own your own home.
  • Family – If you are visiting the UK and have a spouse, children, parents, or siblings remaining in your home country or outside the UK, you can provide their information and show the necessary evidence. Evidence like a marriage or civil partnership certificate (for spouse) could be provided.
  • It may also be beneficial to include evidence of an elderly parent outside of the UK that you care for in support of your application if applicable.
  • Work/education – if you are in employment or full-time education outside of the UK, your Visit Visa application may be a strong indication that you intend to leave at the end of your visit. A letter from your employer confirming your employment or a letter from the education provider could demonstrate you plan to return home after your visit to the UK.

Get expert guidance on UK Visit Visa bank statement requirements. Contact us today.

How Can IAS Help?

A bank statement is one of the essential requirements for a Visit Visa. You may be required to show money in your bank account, keep a healthy balance and explain all transactions to avoid entry refusal into the UK.

Having a sufficient bank balance is difficult and confusing, as many factors influence maintenance funds availability. IAS can give you professional advice and make your UK Visitor Visa application successful.

Reach out to one of our team members today to learn how to satisfy your financial requirements and present your case. For more information about our services, call us on 0333 305 9375 or chat with us online.

We offer immigration advice sessions as face to face appointments at all of our UK offices, or via the phone.

Table of Contents

Table of Contents will appear here.

Frequently Asked Questions

Most UK Visitor Visas cannot be extended unless exceptional circumstances exist, like a family emergency or medical treatment. Visitors usually stay for six months.

It depends. The estimated total cost of your trip depends on how many days your visit will last. The expenses you’ve shown in your application are what should be in your sponsor’s account.

Yes. However, your sponsor must provide documents proving your genuine relationship and their ability to support you financially.

Related Posts

Architectural building with Canadian flag on top
17 May 2024

Open Work Permit Canada for Nigerians

Canada has a growing economy that allows immigrants to explore different career Opportunities. Nigerian citizens who wish to work in Canada can be granted an open work permit provided the employee and employer meet the eligibility requirements.
For further information on how to apply for an open work permit, contact The Immigration Advice Service (IAS) at +23413438882 and +44 (0) 3316300929. Our immigration lawyers are ever ready to help you with the application process.

Read Article
Silver, antique Canadian coin
17 May 2024

Canada Visa Requirements for Nigeria

If you are a Nigerian looking to go to Canada, you must apply for a Canadian Visa to work, visit or study there.

Read Article
Two friends standing together on street in America
17 May 2024

Easiest Way to Get American Visa from Nigeria

If you’re a Nigerian waiting to visit the US, you’ve probably heard about an easy way to get an American visa. However, there’s no easy visa; you must meet the necessary requirements.
For more information about applying for an American Visa from Nigeria, including support and advice about the process, or any other queries you might have, then call our immigration experts today at +23413438882 and +44 (0) 3316300929 or contact us online.

Read Article
Nigeria welcome sign on white arch
17 May 2024

Entry to the UK from Nigeria

To live and work in the UK, you will need a visa. This guide will give you all the information you need about the type of visa you should apply for and other criteria you need to consider when making an application for entry to the UK from Nigeria.

Read Article
Nigerian man wearing purple coloured shirt
17 May 2024

How Much Is Priority UK Visa in Nigeria?

If you are applying for a UK visa to either stay short-term or settle there, you can apply to fast-track your visa application from Nigeria if you need to obtain a visa at short notice.
Immigration Advice Service (IAS) are available to advise you on the different fees and processing times depending on your visa and what level of priority you require. Call us today on +23413438882 or +44 (0) 3316300929 or you can contact us online.

Read Article
Student stepping outside, through glass door
17 May 2024

Study Gap for UK Student Visa from Nigeria

You may want to take a break from your studies before applying to study in the UK; but do study gaps impact your UK Study visa and do UK universities offer courses for international students?
Immigration Advice Service (IAS) can help you apply for a Study visa in the UK and provide advice on your study gap. Call us on +44 (0) 3316300929 and +23413438882, or message us online.

Read Article

Get in touch with our team

Learn about our professional services and find out how we can help.

Contact Us